Looking after every stage of your life with whole life protection, retirement saving and legacy planning

You can never control what will happen in the next stage of your life, but you can make sure you are prepared to face it. PRULife Protector II offers whole-life and accidental death cover to protect your family should the worst happen. It also helps you save for your retirement and lets you leave a legacy to support your goals at each stage of your life. And, should the policyholder unfortunately pass away because of an accident, we pay their future premiums to keep protecting their family.

Plan highlights

PRULife Protector II offers whole-life and accidential death cover, while also helping with Hong Kong retirement planning to keep your family protected.
Please also refer to our brochure on With-Profits plans available at www.prudential.com.hk/withprofits for information (such as investment philosophy and bonus philosophy) on your With-Profits plan and the operation of a With-Profits Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRULife Protector II is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to "Prudential Hong Kong Limited".

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.