HKD500 premium refund for new customer who submits an online appointment and successfully takes out a plan in Hong Kong

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PRUCare Accident Cover Series
Accident & Disability | Health Insurance

PRUCare Accident Cover Series

3 supplementary accident plans with different protection levels that enhance your existing cover


Extra features

Extra features

Below accident-related medical expenses are covered by enrolling PRUCare Accident Advanced Cover and PRUCare Accident Premier Cover:

  • Inpatient and outpatient medical treatments expenses

  • Medical treatments provided by a registered chiropractor, physiotherapist or occupational therapist

  • Bone-setting or acupuncture by a registered Chinese medicine practitioner

Learn more

What are my plan options? How do they differ?


PRUCare Accident Essential Cover

PRUCare Accident Advanced Cover

PRUCare Accident Premier Cover

Accidental Death Benefit




Accidental Dismemberment Benefit




Accidental Medical Reimbursement Benefit




Partial Temporary Disability Benefit*




Total Temporary Disability Benefit*




Total Permanent Disability Benefit*




Double Indemnity Benefit




Worldwide Emergency Assistance Services




Compassionate Death Benefit





* This benefit belongs to Accidental Disablement Benefit.

Important Information

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


The plans in this PRUCare Accident Cover Series are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This brochure does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.