HKD500 premium refund for new customer who submits an online appointment and successfully takes out a plan in Hong Kong

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Evergreen Wealth Income Plus
Regular Income | Savings Insurance

Evergreen Wealth Income Plus

With just 3 or 5 years of premiums, get a monthly income for you or your family today as well as life cover, then pass it on with a legacy to future generations tomorrow
Enjoy up to 9% premium refund with 3-year payment option;
or enjoy up to 18% premium refund and 3.8%# p.a. guaranteed preferential interest rate with 5-year payment option
Terms and conditions apply

Customers must select the premium prepayment option and pay the lump sum premium and levies, subject to the terms and conditions. You can pay less premium upfront with this guaranteed preferential interest rate, which is equivalent to 35% of the first year annual premium.


* The monthly income consists of the Guaranteed Monthly Income and the projected Non-Guaranteed Monthly Income. The benefit term is up to the policy anniversary when the first life assured reaches 151 (age next birthday).


Extra features

Extra features


Different death benefit settlement options to safeguard your family

If the life assured passes away, we will pay at least 100% of your total premiums paid as a Death Benefit, less any outstanding loans and interest. You can choose how you would like us to pay the Death Benefit while the life assured is still alive; as a lump sum, in monthly instalments or a mix of both

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Important Information

Please also refer to our brochure on Shareholder-backed Participating Plan for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

Applications for exercising the above options are subject to our approval. Some benefits or options will be affected once you exercise the above options, change the life assured or policyholder.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


Evergreen Wealth Income Plus is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This brochure does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.