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PRURetirement Deferred Annuity Plan
Retirement planning | Savings insurance

PRURetirement Deferred Annuity Plan

Secure your retirement annuity income now with just 5 or 10 years of premiums
Enrol to enjoy up to 20% premium refund
Terms and conditions apply
Learn more
Prime of Life
Prime of Life
About to retire? Do you have enough savings for retirement? Now is the time to make sure! Find out how this plan can help you better prepare for your upcoming soon retirement.

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Dream Chaser
Dream Chaser
Want to retire in your early 50s? You can make this dream a reality! Find out how this plan can help make your retirement dreams come true.

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Family Life
Family Life
With only 1 Qualifying Deferred Annuity Policy ("QDAP"), it may not be enough to build a comfortable life after retirement, especially considering inflation. Find out how this plan can provide 4 benefits.

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合資格延期年金保單


PRURetirement Deferred Annuity Plan is a Qualifying Deferred Annuity Policy (“QDAP”) certified by the Insurance Authority. On top of giving you a stable annuity income in the form of 10 or 20 years of monthly annuity in the future, the plan helps you with tax relief now as you save for your retirement.

Extra features

Extra features

 

Unemployment Cover
  • You can defer your premiums for a maximum of 365 days if you become unemployed in Hong Kong

 

Sign and go – no need for health information
  • You do not need to give us any health information to sign up for this plan

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Plan options

Premium payment period

Accumulation period
(this starts as soon as
you pay your first premium)

Annuity period

Benefit term

Issue age (ANB)

Currency option

Minimum annual premium 
(rounded up to the nearest 10)

5 years

 

 

5 years

   20 years 

25 years

46-75

    USD

USD 6,120

10 years

30 years

41-70

USD 6,180

15 years

35 years

36-65

USD 6,100

20 years

40 years

31-60

USD 6,100

20 years

   10 years

30 years

31-60

USD 6,090

30 years

40 years

21-50

USD 6,070

10 years

 

20 years

   10 years 

30 years

31-60

USD 3,060

30 years

40 years

21-50

USD 3,040

Important information

Please also refer to our brochure on Shareholder-backed Participating Plans for more information including our investment and bonus philosophies and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

PRURetirement Deferred Annuity Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.