PRURetirement Deferred Annuity Plan

10 or 20 years of monthly annuity and a range of options for premium payment & accumulation periods provided by our qualifying deferred annuity insurance product

Limited offer

15% premium refund

Terms and conditions apply

Learn more

PRURetirement Deferred Annuity is an insurance plan certified by the Insurance Authority as a Qualifying Deferred Annuity Policy ("QDAP") Plan that can provide you with a monthly stream of annuity together with life cover, and enable you to enjoy tax relief for the qualifying premiums you pay for the plan.

Qualifying Deferred Annuity Policy

10 or 20 years of monthly annuity

Laying the foundation for 10 or 20 years of worry-free monthly annuity

Premium payment and accumulation period options

Choose to pay your premiums over 5 or 10 years and let them accumulate over 5, 10, 20 or 30 years

Financial protection against death

To safeguard your loved ones, the plan offers a death benefit if the life assured passes away

Tax relief on your premiums

This plan is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy (“QDAP”)

Extra features

Sign and go – no need for health information

You do not need to give us any health information to sign up for this plan

Tailor your plan with supplementary benefits

By paying additional premiums, you can choose from a wide range of supplementary benefits

Learn more

Plan options

Premium payment period	Accumulation period (this starts as soon as you pay your first premium)	Annuity period	Benefit term	Issue age (ANB)	Currency option	Minimum annual premium (rounded up to the nearest 10)
5 years	5 years	20 years	25 years	46-70	USD	USD 7,620
	10 years		30 years	41-65		USD 7,440
	20 years		40 years	31-55		USD 6,580
10 years	20 years	20 years	40 years	31-55		USD 5,160
10 years	30 years	10 years	40 years	21-45		USD 4,610

Important information

Please also refer to our brochure on Shareholder-backed Participating Plans for more information (such as investment philosophy and bonus philosophy) on your Shareholderbacked Participating Plan and the operation of the Shareholderbacked Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

PRURetirement Deferred Annuity Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.