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Retirement planning | Savings insurance

PRURetirement Deferred Annuity Plan

10 or 20 years of monthly annuity and a range of options for premium payment & accumulation periods
Up to 6% premium discount
Terms and conditions apply
Learn more


PRURetirement Deferred Annuity is an insurance plan certified by the Insurance Authority as a Qualifying Deferred Annuity Policy ("QDAP") Plan that can provide you with a monthly stream of annuity together with life cover, and enable you to enjoy tax relief for the qualifying premiums you pay for the plan.

Extra features

 

Sign and go – no need for health information
  • You do not need to give us any health information to sign up for this plan

 

Tailor your plan with supplementary benefits
  • By paying additional premiums, you can choose from a wide range of supplementary benefits

Learn more

Plan options

Premium payment period

Accumulation period
(this starts as soon as
you pay your first premium)

Annuity period

Benefit term

Issue age (ANB)

Currency option

Minimum annual premium 
(rounded up to the nearest 10)

5 years

5 years

20 years

25 years

46-70

USD

USD 7,620

10 years

30 years

41-65

USD 7,440

20 years

40 years

31-55

USD 6,580

10 years

20 years

20 years

40 years

31-55

USD 5,160

30 years

10 years

40 years

21-45

USD 4,610

Important information

Please also refer to our brochure on Shareholder-backed Participating Plans for more information (such as investment philosophy and bonus philosophy) on your Shareholderbacked Participating Plan and the operation of the Shareholderbacked Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

PRURetirement Deferred Annuity Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.