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PRUChoice Travel Series
Travel Insurance

PRUChoice Travel Series

PRUChoice Travel Insurance provides single trip or annual cover for your travels in Asia or Worldwide, offering comprehensive protection against illness or unexpected accidents during your trip. We cover a range of popular activities such as skiing, and there is no age limit for single trip cover. Catering to every travel insurance needs, so you and your family can enjoy a worry-free vacation.

Whether you’re travelling for leisure, business trip or on a cruise voyage, Prudential has a travel insurance plan fitting you. Coverage includes medical expenses for bodily injury sustained from accident or illness contracted during the trip, irrecoverable prepaid and unused travel expenses in case of a cancellation or curtailment due to specified reasons, and more. Premiums for a single trip are based on the length of your trip, making budgeting easy. If you are a frequent traveller, no matter for leisure or business purpose, the annual cover provides unlimited number of trips, China Medical Card Service and No Claim Discount on top of the basic coverage.

Extra features

Extra features

PRUChoice Travel

PRUChoice Travel Annual Cover is a comprehensive plan for you and your family. Your children will still be covered even if they’re not on the same trip with parents.

You can also enjoy a No Claim Discount of up to 20% if there is no claim
record in 2 consecutive years, upon renewal of your Annual Cover.

PRUChoice Cruise Travel 

We offer the following extra benefits for the PRUChoice Cruise Travel plan.

  • Allowance for shore excursion cancellation or curtailment

  • Allowance for involuntary change/ cancellation of scheduled ports of call

  • Additional allowance for baggage delay after boarding the cruise ship

  • Coverage for expenses related to emergency calls made on your cruise travel

Learn more

Protection against Red and Black Outbound Travel Alerts

In the event of trip cancellation or curtailment due to the first issuance of Outbound Travel Alert (OTA) issued by the Hong Kong Security Bureau to the planned destination after the Policy is effective and before the schedule departure.

  • Black OTA – 100% of your irrecoverable loss

  • Red OTA – 50% of your irrecoverable loss


PRUChoice Travel and PRUChoice Cruise Travel are underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). The copyrights of the contents of this webpage are owned by Prudential.

This information is for reference only and does not constitute any contract or any part thereof between Prudential and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential will be happy to provide a specimen of the policy document upon your request.

The product features and premiums of PRUChoice Travel are only applicable on or after 10 March 2023.

The product features and premiums of PRUChoice Cruise Travel are only applicable on or after 1 March 2022.