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Boost your retirement saving with a premium refund of up to 6%

From 28 July to 28 August 2019, when you successfully take out PRURetirement Deferred Annuity Plan – which is certified by the Insurance Authority as a Qualifying Deferred Annuity Policy – we will refund up to 6% of your first year’s total annualised premium.

You may also apply for tax relief on your qualifying premiums paid for this plan.

Please refer to the terms and conditions.

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Plan early with the simple way to a regular annuity

To enjoy financial freedom in retirement, the earlier you start saving, the longer your money has the opportunity to grow. PRURetirement Deferred Annuity Plan gives you 20 years of monthly annuity and a range of options for premium payment and accumulation periods. It also offers financial protection in the event of death to protect your loved ones.

Plan highlights

Plan early with the simple way to a regular annuity. PRURetirement Deferred Annuity Plan from Prudential HK allows you to enjoy financial freedom in retirement.


Please also refer to our brochure on Shareholder-backed Participating Plans available at www.prudential.com.hk/shareholderpar for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRURetirement Deferred Annuity Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.